Retirement Income Guide Swaps Fidelity VIP Overseas R (FAVOS) for Lazard Retirement Emerging Markets (FNRLC) and Fidelity VIP Strategic Income (FAVSI)

Williamstown, MA, August 24, 2008 --(PR.com)-- In the latest issue of Fidelity Independent Adviser’s Retirement Income Guide publisher Don Dion announced that he would be selling Fidelity VIP Overseas R (FAVOS) from two of his model portfolios, and buying Lazard Retirement Emerging Markets (FNRLC) and Fidelity VIP Strategic Income (FAVSI) with the proceeds.

Retirement Income Guide is designed to deliver independent advice on Fidelity mutual funds, No Transaction Fee funds and bond funds. Retirement Income Guide uses 7 different portfolios designed for different levels of risk tolerance. Dion’s latest changes occurred in the VIP Annuity Growth Portfolio and the VIP Annuity Growth and Income Portfolio.

In the VIP Annuity Growth Portfolio Dion sold FAVOS and bought FNRLC to give investors exposure to emerging markets. “Emerging markets are a great way for a more aggressive investor to capture higher returns,” Dion said. Fidelity VIP Healthcare was the strongest performing fund in the VIP Annuity Growth Portfolio this past month, rising 1.92%. In the VIP Annuity Growth and Income Portfolio Dion sold FAVOS and bought FAVSI with the proceeds.

Retirement Income Guide is a member of Fidelity Independent Adviser’s family of publications. With more than 70,000 subscribers in the United States and 29 other countries, Fidelity Independent Adviser publishes four monthly newsletters and three weekly newsletters. Its flagship publication, Fidelity Independent Adviser, has been published monthly for 11 years and reaches 40,000 subscribers.

Don Dion, Publisher of Retirement Income Guide: In addition to his role as publisher of the Fidelity Independent Adviser family of newsletters, Mr. Dion is also president and founder of Dion Money Management, a fee-based investment advisory firm to affluent individuals, families and nonprofit organizations, where he is responsible for setting investment policy, creating custom portfolios and overseeing the performance of client accounts. Founded in 1996 and based in Williamstown, Massachusetts, Dion Money Management manages more than $700 million in assets for clients in 49 states and 11 countries. A licensed attorney in Massachusetts and Maine, Mr. Dion has more than 25 years’ experience working in the financial markets, having founded and run two publicly traded companies before establishing Dion Money Management.

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