UApply.com's Announcement of New Research Conducted in an Extended Research Showing Homeowners Are Overlooking the Bottom Line When Trying to Refinance Their Homes

Columbia, SC, October 01, 2008 --(PR.com)-- UApply.com's research show that most homeowners are overlooking the bottom line or the best deal they actually can qualify for now that the economy has shifted and banks are in trouble. While 2 out of every 3 homeowners aren't getting the best deal they actually qualify for today with their credit.

While many homeowners are seeing these flashing light ads on TV, the internet and are being forced as well as tricked into something that is totally different. Homeowners are really just overlooking the overall attractive financial opportunities that are right in front of them. Homeowners are still being told one thing yet closing on something totally different.

The public acknowledges these banks, lenders, brokers and loan officers wrong doings, however will it ever stop? UApply.com has done research as of why this is happening and it seems to be a number of things being played against the homeowner that truly has no bearing on the terms of the loan the homeowner is being qualified for. Some of which include old medical bills, charge offs over 7 years, old collection accounts, late car payments and more. These are just some of the things that get played against a potential client to get them to just pay a higher rate and fees.

UApply.com addresses this issue, knowing this is wrong and should stop immediately. Michael Fleishour Owner and Founder of UApply.com asks, "Is this the nature of the beast? If the potential client really wants the loan even though it's a higher rate and higher fees then the homeowner actually qualifies for, do we let the homeowner sign on this loan or do we do the most logical thing and have someone put in place to stop these unethical actions taking place still today."

By researching and doing due diligence, UApply.com hopes to better educate the average homeowner and hope to help all homeowners better understand to do as much research as possible before homeowners close or sign on a loan that may not be in the homeowners best interest.

UApply.com offers a free, no cost effort in helping all homeowners find the best interest rate, payment as well as fees on their loan today. By doing this, UApply.com hopes to keep the predatory lending down or away from the banks, lenders, brokers and loan officers taking part in this unethical practice and behavior today.

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