Three Things You Can do to Get Out and Stay Out of Debt for Good According to Psalm Tree Records Owner Jim Anderson

In these challenging economic times, most people are finding themselves too deep in debt, and don't know how that happened. Reverend Jim Anderson, author of the audio book "How To Live Debt Free", and owner of Psalm Tree Records understands that problem all too well. In his audio book, which is being released by Psalm Tree Records in an unusual move for a record company, describes three simple steps for getting out of debt and staying out.

Mission Viejo, CA, October 30, 2008 --(PR.com)-- Even though the economy is on the downswing, there is hope. In an unusual move, while releasing a new song about credit cards, Psalm Tree Records is releasing an audio book to offer help. These days, everyone needs at least a little help figuring out how to make ends meet. Reverend Jim Anderson, owner of Psalm Tree Records who learned the hard way in his previous small business, tells how to get out of debt and stay out. Rev. Anderson is the author of the audio book "How To Live Debt Free" and owner of Psalm Tree Records. In his audio book, which is being released by Psalm Tree Records and its publishing arm Sharat Music Publishing, Rev. Anderson describes three simple steps for getting out of debt and staying out. The song, titled WMD (Weapon of Mass Deception), is also included on the CD.

Making ends meet is going to get tougher in the days ahead, if the stock market and employment numbers are any indication. Rev. Anderson created an audio book where he tells his story and what he learned along the way. He uses his fourteen plus years experience as a small business owner and his advanced degree in business finance to make sense of what happened. Rev. Anderson has owned four small businesses since 1993.

In the early 90s, Rev. Anderson started a small business out of his home that blossomed into a business with $6 million in annual revenue and 21 employees, along with over 200 independent contractors by the end of the decade. Then suddenly in 2001, almost overnight, the bottom fell out of his national market, and he was left holding the bag when almost all of his clients stopped paying their bills. He was in the process of starting two other businesses at the time which had to be sold or shut down. He lost almost everything, but did manage to avoid bankruptcy. Rev. Anderson has since turned things around, and has changed careers to pursue his lifelong dream in music. He now serves as a worship leader, and has launched a career as an independent recording artist.

Along the way, he learned some things about money and debt that he wasn't taught in business school, and also a bit about the law. So in this new audio book, Rev. Anderson provides the knowlege and tools to get out of debt and manage money so that listeners of the audio book never have to get back into debt. It is done in three simple steps, and provides a way to plan spending and stay on top of it without a complicated budget. It also provides a way to handle future financial crisis'. His audio book can be found at www.howtolivedebtfreebook.com

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