HobNobMurfreesboro Interviews Storage Plus in Murfreesboro, TN About the Importance of Insuring a Self Storage Facility

Murfreesboro, TN, September 05, 2009 --(PR.com)-- HobNobMurfreesboro has been working closely with Storage Plus, a premier storage facility in Murfreesboro, TN, and together have laid out important things to know about insuring a storage facility.

Self storage insurance provides protection for your household or commercial storage items in the event of theft or damage to your self storage space. Self storage insurance is economical and is a safe and secure option when storing items that you want to protect.

Many people assume that the self storage location chosen automatically provides self storage insurance that covers stored items in case of an emergency. If insurance is provided it is usually already built into the self storage rate. Few self storage providers provide storage insurance unless you are willing to pay the extra costs. Usually, self storage rental rates are only for the self storage space itself. Some self storage locations provide basic storage insurance coverage that may include fire protection, but not necessarily weather or theft.

Your first avenue should be to contact your home owners insurance provider to see if the possession placed in your storage unit will be covered by an existing homeowners insurance policy. It could be that you would be fully covered for storage goods that are stored away from the household. Also, they might offer an extended self storage insurance rider that you could purchase that a reduced rate as this could be cheaper than taking out a separate storage insurance policy. If you provide your own self storage insurance coverage, be aware that the self storage provider may require proof of coverage. An important point to remember is that insurance coverage may change in the event that items are added or removed from self storage units. Check with your insurance carrier for a list of guidelines before leasing or renting a storage unit.

Some self storage facilities will not required self storage insurance coverage to be able to rent storage units. Do not be lulled into a false sense of security just because the storage premise implements good security measures. It is always a good idea to protect storage items in as many ways as possible. Self storage providers will do everything possible to avoid theft, but can do little when damage or accidents caused by fires, explosions, malicious acts, floods, storms, tornadoes, hurricanes, earthquakes and any other natural disasters occurs.

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