Online Auto Insurance Offers Tips to Help Young Drivers Save
With a little bit of diligence, younger motorists may be able to find cheaper rates.
Dallas, TX, February 05, 2010 --(PR.com)-- Motorists between the ages of 16 and 25 are generally charged higher rates for automobile coverage than any other age group and unfortunately for males rates can be even higher than for females. The main reasons for this is lack of experience behind the wheel and statistical data showing the increased likelihood of being involved in a traffic accident. Fortunately, there are steps that these youthful motorists can take to keep the price of policies down.
For many, finding cheap insurance for young drivers can become somewhat of a headache, but by taking the appropriate approach an affordable premium can be obtained. The first step to cheaper rates is to understand options; there are many variables that a youthful motorist can control which will reflect what will be paid for coverage. Choosing the right automobile, coverage and shopping properly can lead to an affordable rate.
The more expensive the automobile the more it will cost to insure. If possible choose a vehicle that will not need comprehensive and collision coverage; in many case this will double the price of a policy. Pick a safe car, according to a consumer guide from the Texas Department of Insurance it states, “Insurance rates are higher for convertibles and sports cars because they tend to be driven at higher speeds and often provide occupants with less protection than other types of cars. Driving a car with safety features such as anti-lock brakes and air bags will likely lower your premium.”
Source: http://insurance.tx.gov/auto/youngfaqauto.html#10
Comparison shopping is key to finding the right rate regardless of age, but younger drivers have a few options to choose from when comparing rates. When comparing quotes, youths can see if it would be cheaper to be added on to a parent’s policy rather than obtaining one of their own. Also, be sure to take advantage of discounts, many companies will provide a discount to students (high school or college) who maintain at least a B average and some will give a discount for the completion of a recognized driving course.
Consumers can visit http://www.onlineautoinsurance.com/teenagers/cheapest-car-insurance-young-drivers.htm for more helpful tips, an instructional video and free rate comparisons which may help locate the cheapest coverage.
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For many, finding cheap insurance for young drivers can become somewhat of a headache, but by taking the appropriate approach an affordable premium can be obtained. The first step to cheaper rates is to understand options; there are many variables that a youthful motorist can control which will reflect what will be paid for coverage. Choosing the right automobile, coverage and shopping properly can lead to an affordable rate.
The more expensive the automobile the more it will cost to insure. If possible choose a vehicle that will not need comprehensive and collision coverage; in many case this will double the price of a policy. Pick a safe car, according to a consumer guide from the Texas Department of Insurance it states, “Insurance rates are higher for convertibles and sports cars because they tend to be driven at higher speeds and often provide occupants with less protection than other types of cars. Driving a car with safety features such as anti-lock brakes and air bags will likely lower your premium.”
Source: http://insurance.tx.gov/auto/youngfaqauto.html#10
Comparison shopping is key to finding the right rate regardless of age, but younger drivers have a few options to choose from when comparing rates. When comparing quotes, youths can see if it would be cheaper to be added on to a parent’s policy rather than obtaining one of their own. Also, be sure to take advantage of discounts, many companies will provide a discount to students (high school or college) who maintain at least a B average and some will give a discount for the completion of a recognized driving course.
Consumers can visit http://www.onlineautoinsurance.com/teenagers/cheapest-car-insurance-young-drivers.htm for more helpful tips, an instructional video and free rate comparisons which may help locate the cheapest coverage.
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Contact
Online Auto Insurance
John Pirro
909-912-1855
www.onlineautoinsurance.com/
John Pirro
909-912-1855
www.onlineautoinsurance.com/
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