OnlineAutoInsurance.com Makes It Easy to Compare Quotes Quickly

With budgets tightening, consumers may find OnlineAutoInsurance.com's quote-generation tool to be a fast and efficient way to realize savings.

Rancho Cucamonga, CA, August 16, 2010 --(PR.com)-- Consumers feeling the family budget getting tighter and tighter may be re-evaluating monthly expenses, like car coverage, in order to find some breathing room. OnlineAutoInsurance.com is pleased to make available an easy-to-use and efficient quote-generation tool that can help families compare prices and realize savings in a matter of minutes.

Premium calculation formulas vary greatly among insurers. While most companies give the largest amount of weight to the same set of variables, the hierarchy of importance for the secondary variables can be very hard to predict. In addition, certain companies target certain types of consumers, and premiums fluctuate to accommodate a given company’s preference. The best thing a shopper can do is look around as much as possible.

Consumers today have the luxury of being able to get free auto insurance quotes online with the help of websites like OnlineAutoInsurance.com. These sites make available to the public a quote-comparison generator, in which premium estimates from multiple carriers are produced with the use of basic personal information, and the estimates are then listed side-by-side. With this tool at consumers’ disposal, shopping for coverage becomes much more efficient. And an increasing number of consumers are taking advantage of the convenience it affords.

Of course, shoppers will need to first have a few pieces of necessary information before getting started with a comparison. Prospective buyers will need vehicle and driver information in order to get an estimate, and the more information that the consumer can make available, the more accurate the premium estimates may be. Although more or less data may be required, shoppers should have handy the information about the make, model and production year of the car(s) to be insured, information about the driving history of the motorist(s) to be insured, and information about driving habits of the prospectively insured. Consumers should not feel comfortable with getting only a single estimate. As is stated by the Massachusetts Department of Insurance, “There is no substitute for getting multiple quotes for your automobile insurance.”

Source: http://www.mass.gov/Eoca/docs/doi/Consumer/Shopping_Auto.pdf

Buyers should not stop digging for information once a set of estimates has been generated, though. The next step is to vet the providers offering the best coverage and prices in order to get a feel for the levels of customer service and of financial stability that should be expected from carriers. Luckily, there are resources also on the Web that enable consumers to get a feel for these aspects. State insurance departments keep publicly available complaint-ratio statistics for authorized insurers, and rating companies like A.M. Best allow shoppers on the Web to view the letter grades they assign to insurers that indicate the financial strength of companies.

Shoppers who would like to learn more about the important issues to be familiar with before purchasing car insurance can go to http://www.onlineautoinsurance.com/quotes/free.htm, where visitors will also find a free and easy-to-use mechanism for generating personalized estimates.

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Online Auto Insurance
John Pirro
909-912-1855
www.onlineautoinsurance.com/
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