OnlineAutoInsurance.com Quote Generator Takes the Hassle Out of Comparison Shopping

Rancho Cucamonga, CA, August 30, 2010 --(PR.com)-- Most people know that the way to find the best deal on a product is to shop around, and this certainly applies when looking for a new auto insurance policy. But the ways have changed in which consumers locate a policy that is right for them. With explanations of coverage types and legal requirements available from so many sources on the Web, more consumers are turning to the Internet to find out how to get coverage and how much it will cost. One handy mechanism for starting this process is the quote-comparison generator, which sites like OnlineAutoInsurance.com make available to consumers as an efficient way to get multiple estimates while submitting only minimal levels of personal information.

According a report released this year by internet marketing research company comScore, the number of submitted auto insurance quotes online rose by more than 37 percent between 2006 and 2009. State insurance departments have long advised residents to get premium estimates from a variety of sources. Now, those departments are also emphasizing the advantages of turning to the Web for this purpose. The Missouri Department of Insurance suggests that shoppers go to at least three different carriers and notes in one of its insurance guides that consumers “could probably get 20 quotes in the same amount of time it takes to drive to or call three agents.”

Source: http://insurance.mo.gov/consumer/teens/tnGenIns.pdf

Of course, the process of finding the right policy does not end once a cheap premium is located. Consumers need to make sure that the coverage levels afforded by the best-priced policies are adequately high and that the carrier is a reliable one. In order to check on the reliability of a carrier, shoppers need to go to the websites of the insurance department for their state and of a public rating agency. By going to the state insurance website, prospective buyers can access consumer complaint reports. These reports list ratios indicating the number of justified complaints filed with the department against a given company. Consumers can use this data to gauge the satisfaction level they can expect from an insurer. Through the use of public rating agencies, motorists can access information about a carrier’s financial stability.

To begin the insurance shopping process, buyers can go to http://www.onlineautoinsurance.com/ and use the free and easy quote-comparison generator to get personally tailored premium estimates from a range of reputable carriers.

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