Official 911 Mortgage Loan Modification Software Now Meets All HAMP, NON-HAMP, and HAFA Requirements

Hoboken, NJ, October 06, 2010 --(PR.com)-- Retired New Jersey Police Detective, Bart Vallaro and his firm, have been able to help countless homeowners in danger of foreclosure save their homes as well as thousands of dollars in unnecessary fees. 911’s software meets all the HAMP, NON-HAMP, and HAFA requirements ensuring that all of their clients achieve the best mortgage loan modification possible.

There are many mistakes that homeowners and attorneys make while applying for a loan modification that cause the alterations on their mortgage to be extremely time consuming and/or unlikely. According to Ret. Detective Bart Vallaro one main reason why homeowners face a denial of their loan modification package would be that they submit an incomplete package. This causes the loan modification process to eventually be denied. Now with Official 911’s bank-ready loan modification software homeowners can rest assured that everything that they need to submit a complete bank ready loan modification package to their bank is already taken care of with Official 911’s proprietary software.

Usually people in the process of a loan modification do not have all the information that they need to fill out their modification packets accurately and then in turn make irreparable mistakes. For example, with HAMP (Home Affordable Modification Program) the homeowner can only apply once, so a complete package is crucial. So if there was any type of absent data the application is automatically denied and will not be allowed to reapply leaving you the homeowner with fewer options. The software takes every possible hardship into account and incorporates it into the proposal. It also contains key banking formulas as well as calculates Net Present Value and other critical that banks use to approve loan modifications. Official 911’s proprietary software has helped thousands of homeowners turn their lives around. Official 911 also offers support to all of their customers.

Vallaro’s website, official911.org is a repository of information pertaining to loan modifications, short sales and other foreclosure relief options. He boasts an impressive Twitter and Facebook following as well. Located in Hoboken, New Jersey, Official911 is an accredited member of the Better Business Bureau with an “A” rating and both the New Jersey Chamber of Commerce as well as the Hoboken Chamber of Commerce. You can contact Official 911 by calling (201) 683-9423.

###