Online Auto Insurance Informs Consumers of Penalties for Uninsured Drivers

Austin, TX, October 25, 2010 --(PR.com)-- Motorists in Texas, like the vast majority of drivers in the United States, are required to abide by their state’s mandatory auto insurance laws. But, despite the mandate, a significant proportion of drivers remain on the road without proper coverage. Officials have estimated the Lone Star State’s uninsured motorist rate to be around 20 percent, meaning that motorists who get into an accident with another driver may have a one-in-five chance that the other lacks coverage.

The writers at OnlineAutoInsurance.com outline in their newest FAQ the relatively strict penalties in place for drivers who flout the Texas auto insurance requirement.

Although automobile owners may opt to go without coverage in order to sidestep the cost of getting insured, they take on some serious financial risks by doing so. Motorists driving without a policy take their chances both with getting fined by the state and with coming into some serious financial burdens in the event that they get into an accident with significant damages.

According to the National Association of Insurance Commissioners, the average expenditure for a policy in the state in 2007 was $808, while the fees associated with getting caught driving uninsured can be around $1,000.

The initial, one-time fee for the first offense of driving uninsured ranges between $175 and $350. Further, motorists who have been convicted but still want to maintain their license must pay a $250 annual fee for three years following the conviction.

Source: http://www.tdi.state.tx.us/auto/younginsure.html

Before making the dangerous decision to forgo purchasing a policy, automobile operators in any state should first consider the possible financial ramifications that can result in the event that they get into an accident.

To access the FAQ, readers can visit http://www.onlineautoinsurance.com/texas/ where visitors will also be able to get even more information about Texas car insurance issues.

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Online Auto Insurance
Benjamin Zitney
909-784-2471
http://www.onlineautoinsurance.com/
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