OAI Offers Resource on Buying Auto Insurance with No License

Houston, TX, November 22, 2010 --(PR.com)-- It is possible for a person to obtain an auto insurance policy without first possessing a driver’s license, although the circumstances are relatively rare and such coverage may prove difficult to find.

Aside from wanting to drive with an international permit to drive, remaining in compliance with certain state laws is one likely reason that a person may go on a search for obtaining car insurance without license.

Some states, for instance, will revoke a motorist’s license to drive as a penalty for operating a car without having a policy in place first. The motorist may, depending on state law, need to get covered as a prerequisite for re-instating his or her license. In order to meet this requirement, the driver may need to find a provider who will issue a policy without first having proof of licensure. In this instance, though, the insurance company may require that the driver prove that he or she does get licensed within a certain period after the policy issue date.

Another scenario could occur in a place like Texas, where the state department of motor vehicles requires proof of financial responsibility in order for a person to register, or renew registration on, an auto. Additionally, the state also requires motorists to show proof of financial responsibility when they obtain or renew their licenses.

Source: http://www.insurance.tx.gov/pubs/consumer/cb020.html

Unlicensed individuals looking for auto insurance should understand that it may end up being somewhat difficult to find. Some insurers may not take on such applicants, and success may only come after contacting a number of providers.

To access the resources page, readers can go to http://www.onlineautoinsurance.com/learn/buy-auto-insurance-with-no-drivers-license.htm where visitors will find additional information and will also be able to shop for a quality policy by using the free quote-comparison generator.

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