zIngenuity’s New Analytical Report on the Mortgage Insurance Industry Available for Download

Dallas, TX, October 28, 2011 --(PR.com)-- zIngenuity, a boutique mortgage consulting firm that provides solutions to lenders and servicers on mortgage finance related issues, announced today the availability of its October 2011 report and analysis on the mortgage insurance (MI) industry through their website.

The comprehensive report, zInsights, provides in-depth analysis of each of the current MI carriers, the potential regulatory impact on the MI industry and on the future of risk retention and credit enhancement. The report provides statistics and graphical representation for quarterly trends related to claims, delinquencies and Risk in Force (RIF) policies. The data on which the report is based is primarily derived from MI carrier earnings calls, securities filings, annual statutory statements, and other publicly available sources.

“zIngenuity is the only independent firm specializing in mortgage insurance - specifically MI companies, lender-captives, and claim rescissions and denials. It is our commitment to help our clients navigate through the cycle using our knowledge combined with our proprietary MI company cash flow models,” said David Reber, President and CEO of zIngenuity, Inc. Reber added “Every day, our clients must decide which carriers to place new certificates with while simultaneously negotiating resolutions on millions of dollars in legacy risk. Three of the original seven carriers have been ordered to stop writing new business and the remaining carriers are rated between B and BBB. Quite simply, no lender can reasonably expect to navigate through this mine-field without an independent understanding of each carrier’s financial status and outlook.”

zInsights is available from zIngenuity by downloading it from the firm’s website: www.zingenuity.com

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About zIngenuity

zIngenuity, Inc. is a Boutique consulting firm that provides solutions exclusively to lenders and servicers on mortgage finance related issues. Our primary services include mortgage pool analytics, business to business resolution of rescissions / repurchase demands and expert advice, reports and testimony. We are recognized as the nation’s foremost expert on mortgage insurance companies and their products and services. To learn more about zIngenuity, visit our website at www.zingenuity.com or call Bob Voll at (404) 771-1927.