Online Auto Insurance: Hurricane Season is Ending, But Are You Prepared for Next Year's?

Raleigh, NC, November 29, 2011 --(PR.com)-- With federal safety officials announcing that hurricane season ends this month, Online Auto Insurance (OAI) advises consumers to use the time to ensure that they’ve protected their financial assets before next season begins.

That means going over your vehicle policy and maybe even getting your agent on the phone to make sure your coverage protects against damages that are the result of events other than a crash. Buying certain types of optional, no down payment auto insurance policies in North Carolina and other states this past season, for instance, probably helped a number of residents of that state keep their assets protected.

The official Atlantic hurricane season lasts from June 1 to November 30, a period during which 97 percent of tropical storm activity occurs. Maximum activity is in early to mid-September.

Source: http://www.aoml.noaa.gov/hrd/tcfaq/G1.html

This year has already seen an above-average level of hurricane activity and one of the costliest storms in years, according to the Property Casualty Insurers Association of America (PCI).

PCI officials say there have been 18 named Atlantic storms in 2011, putting this year on par with 1969 as the sixth-busiest season since recordkeeping was started in 1851. One of those storms, Hurricane Irene, caused more than 40 deaths and an estimated $5 billion or more in damages.

PCI officials warn that it is a question of when, not if, the East or Gulf coasts will face another major hurricane.

With that warning in mind, OAI advises residents of hurricane-prone regions to use the months before the next season starts to review their policies and ensure they will be financially reimbursed for any damages they may suffer in the event of a serious storm.

While many homeowners do not cover flooding damage, consumers can purchase flood insurance through a federal program. But for vehicle owners, only policies that include comprehensive coverage will provide the same peace of mind.

OAI encourages consumers nationwide to make sure their auto policies for vehicles that are relatively new or otherwise valuable include comprehensive, the only coverage type that protects against weather-related damages including fires, flooding, tornadoes, earthquakes and hurricanes.

Comprehensive coverage is optional and isn’t required anywhere in the U.S. except under the terms of a loan agreement, but it’s also the only way to rest assured you will be reimbursed for damage to your car.

To read more about this and other safety and car insurance issues, go to http://www.onlineautoinsurance.com/pay-monthly/car-insurance-no-down-payment/ where you will find informative resource pages and a free-to-use quote-comparison generator that can give you sample premiums for many vehicle makes and models.

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Online Auto Insurance
Gregor McGavin
909-784-2475
http://www.onlineautoinsurance.com/
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