Uniastrum Offers Loyal Customers Easier Borrowing Options

Moscow, Russia, April 05, 2012 --(PR.com)-- Uniastrum is offering loyal customers lower interest rates and streamlined application procedures on its Access loan and U-Cross Grace credit card. Applicants meeting the eligibility criteria simply have to fill out an application form and be holders of a Russian passport in order to take out up to Rb 200,000. Customers wishing to borrow larger amounts are required to submit an individual income tax statement or complete a Bank form and provide proof of earnings.

Loyal customers are defined as existing Uniastrum clients with a positive credit history and employees of borrower enterprises and organizations using the Bank’s services, in particular payroll card programs.

For loyal customers, a Uniastrum Access loan offers the following benefits: lower interest rates, a five-year repayment period, and no set-up fee. A U-Grace card features competitive rates for noncash transactions, a grace period allowing holders to use their credited funds for up to 55 days interest-free, no annual administration fee, and the option of obtaining an additional Visa Gold card on easy terms.

“Our special offer gives loyal customers an opportunity to take advantage of the Bank’s most popular credit programs,” notes Vasily Kuznetsov, Deputy Chairman of Uniastrum’s Management Board. “Our relationship with our clients is built on mutual trust, and we are pleased to offer them overdraft facilities on preferential terms.”

* For the purpose of the special offer, loyal customers are defined as: retail clients with a positive credit history at UNIASTRUM BANK LLC; employees of organizations partnering UNIASTRUM BANK LLC on corporate sales programs; employees of organizations with a positive credit history credited by UNIASTRUM BANK LLC; clients holding payroll cards issued by UNIASTRUM BANK LLC.