Book Seeks to Create a Grassroots Movement to Change How Americans Define Financial Freedom

Vancouver, WA, April 11, 2012 --(PR.com)-- It is no mystery that many Americans are awash in personal debt, weak on savings, and often living month-to-month in a financially precarious position. How to Manage Your Money When You Don't Have Any argues the vast majority of Americans continue to make poor financial decisions because they take their basic needs for granted.

Starting from the position that how a person spends her money is a true and accurate demonstration of her values, How to Manage Your Money When You Don't Have Any makes the case that debt enslaved Americans endanger their families by valuing status and luxury over basic necessities such as food, clothing and shelter. How to Manage Your Money When You Don't Have Any challenges its readers to reestablish a value system which places basic necessities above wants and status.

Readers have responded positively to this challenge to examine their values. At Amazon.com reviewer SDM writes,"What really changed throughout my reading of this book was my awareness that my spending is a reflection of my values. Ouch. That was hard to take in, especially when I reviewed my budget for the past few months. Much of my spending is on debt payments, and I've really felt okay, as long as I could make all of my payments. If I truly value stability for my family, I need to think differently and set new priorities.... Anyone living paycheck to paycheck or spending much of their income on payments needs to read this book!"

Based upon author Erik Wecks' eight years of experience as a financial advisor, real estate agent, and debt management counselor, How to Manage Your Money When You Don't Have Any was written to counter the onslaught of pie-in-the-sky personal finance advice books aimed at making Americans wealthy. Even those personal finance gurus who do teach healthy financial thinking promote financial well-being as the path to becoming wealthy. Instead, Wecks set out to create a reasonably priced book with a single coherent financial plan which teaches readers to value financial stability over wealth creation and do the best with what they have.

How to Manage Your Money When You Don't Have Any is currently available for Amazon Kindle at $2.99 and will be available in paperback this Spring. Erik Wecks is a former real estate agent, financial adviser and debt management counselor. He currently lives in Vancouver Washington. Besides writing on personal finance, he is also a contributor to the GeekDad blog on Wired.com