1800creditcards.com Optimistic That Overall Credit Availability Will Increase

Metuchen, NJ, December 15, 2012 --(PR.com)-- Business Credit Cards, Low Interest Rate Credit Cards and Balance Transfer Cards are a part of every day life. There's big news on the horizon. Web site domain, 1800creditcards.com, is optimistic that overall credit availability will increase before holiday season's end in 2012. This optimism is backed by credit card companies helping consumers maximize their potential with availability. With the success of the combination between Black Friday, on-line Thanksgiving weekend shopping, and Cyber Monday, credit card applications have nowhere to go but up.

Thinking of starting a new business and need business credit cards or other low interest rate credit cards? Credit card debt statistics from 2011 clarify that credit was clearly easier to come by in 2012 with consumers incurring nearly $18 billion in credit card debt during this year’s second quarter. This statistic backs the support of a slow-but-sure economic recovery.

Balance transfer cards are also a great way to save money. Keeping credit card consumers in mind, 1800creditcards.com is all about helping the customers get access to the best credit card deals around. Credit card companies get an A grade by continuing to offer rewarding sign-up offers in 2012. In agreement with the Durbin Amendment, when the Federal Reserve capped debit card interchange fees late last year, it improved rewards for credit card users. Reward bonuses since climbed sharply continuing the trend of lucrative sign-up offers.

1800creditcards.com feels their optimism is warranted. Why? Even though credit availability is increasing before the Holiday season ends; a low-risk customer base, miles or cash back rewards, and 0% interest rates have proven to be a useful tool for acquiring the business of consumers, especially with the highest credit scores. This can be contributed to what the Recession has taught the banks.

USA Today reported early in 2012 that consumers were making personal extravagances that were most likely to be paid by credit card. These included pleasure-seekers like restaurants and travel. This along with credit card companies lowering their application standards increase the availability of credit cards. Again, if you are seeking business credit cards, low interest rate credit cards or balance transfer cards you will want to visit 1800creditcards.com today.

1800creditcards.com and other credit card application assistant companies are not the only ones excited about this increase in availability. According to National Retail Federation, data shows online sales on Thanksgiving rose 17.4% over 2011 and Black Friday’s online sales increased 20.7% from last year. For the first time ever, Black Friday surpassed $1 billion in e-commerce totals. Moreover, Cyber Monday topped Black Friday online sales with the participation of 40% off and better deals.

As a credible site, 1800creditcards.com knows that the Recession has caused available credit to dwindle. However, they are also much aware that it has since bounced back. For the present, an increasingly beneficial group of credit card companies has converted a more lenient underwriting standard. More importantly, an availability of credit has been extended to the consumers.