Melanie Banks and Ken Murawski Take a New Short Sale Listing in Neshaminy Valley Neighborhood with a Greentree Lending Mortgage

Bensalem, PA, May 03, 2013 --(PR.com)-- Melanie Banks and Ken Murawski list a new short sale home located in the Neshaminey Valley Neighborhood just off of Bensalem Blvd. Neshaminy Valley consists of single family homes and townhomes that range in price from $180,000 on up to $300,000.

The original list price of this short sale is $225,000. This home has one mortgage with Greentree Lending that is currently being negotiated for a short sale on the home. The home features and open floor plan, spacious kitchen, laundry area, 3 large bedrooms and 1.5 baths. There is a fenced in back yard and driveway parking.

Many Bensalem mortgages now exceed the fair market value of the home. Negative equity has become an increasing problem for the nation. Many Bensalem home sellers have no choice but to negotiate with the bank to take less (also known as a “short”) on the sale of the property. The seller proves a hardship to the bank which could include divorce, loss of income, health issues and other various situations proving the monthly mortgage payments are impossible for the homeowner to pay. The home owner hires a Real Estate agent, such as Melanie Banks and Ken Murawski, Short Sale Agents to sell their home and negotiate the sale with the bank.

Melanie Banks says "Most sellers who fall behind on their mortgage and put their head in the sand and hope that the problem goes away. We find that they come to us after 24-36 months of not having made a mortgage payment. That can be very trick for a short sale to be negotiated." Melanie also says "Weigh out your options early in the process and see how a short sale could help you."

If you are a home seller in Bensalem, Pa that may be upside down on their mortgage or may have fallen behind on payments call Melanie at 215-961-3630 for a free short sale consultation.

Melanie Banks and Ken Murawski are an award winning real estate team in Northeast Philadelphia with Keller Williams Real Estate. Melanie Banks and Ken Murawski consistently rank in the top 1% of producing real estate agents at Keller Williams Real Estate.