William D. Schroeder, Jr. Attorney at Law Demonstrates How to Stop Creditor Harassment with the Help of a Bankruptcy Lawyer

Philadelphia, PA, October 02, 2014 --(PR.com)-- When one individual owes another money, it is not uncommon for tempers to rise. Though it is the daily job of a creditor to communicate with individuals who are dealing with credit stress or bankruptcy, they often come across as pushy and rude when money is owed. In order to avoid the hassle of persistent creditors, William D. Schroeder, Jr. Attorney at Law (http://www.jrlaw.org/) encourages clients to consider chapter 7 bankruptcy filing in order to put an immediate end to creditor harassment.

A chapter 7 filing is ideal for individuals who have a large amount of debt that needs to be paid off; use a Chapter 7 instead of making monthly installment payments. Chapter 7 filings are perfect for eliminating a large portion of debt. Before individuals can qualify for this option they need to pass the Means Test. The Means Test compares an individual’s income to the median income of other households in Montgomery, Colmar and Philadelphia in order to ensure that there is no possible way to pay back creditors.

Individuals do not have to tolerate the bullying attempts of creditors who are attempting to collect a debt as long as they have a reliable bankruptcy lawyer. Montgomery, Colmar, Philadelphia, and neighbouring Pennsylvania residents should use the law firm of William D. Schroeder to aid them with a chapter 7 filing if they are experiencing continuous adamant phone calls from creditors.

To learn more about the legal services offered from William D. Schroeder, Jr. Attorney at Law, visit his website at http://www.jrlaw.org/.

About William D. Schroeder, Jr. Attorney at Law
William D. Schroeder, Jr., a lawyer practicing primarily in Montgomery, Bucks, Berks, Chester, and Philadelphia, focuses on law practices such as bankruptcy, mortgage modification, foreclosure, defense, estate law, family law, DUI, and personal injury. Individuals who are currently concerned about debt, bankruptcy, or home foreclosure should contact a bankruptcy lawyer. Montgomery lawyer, William D. Schroeder, Jr., will aid clients with consolidation of their debts and help turn their lives around.