Gulf Coast Educators Insurance Offers 2014 Online Halloween Safety Guide to Help Consumers Avoid a Homeowners Insurance Claim

Naples, FL, October 31, 2014 --(PR.com)-- Gulf Coast Educators Insurance offers tips for consumers to prepare their home and property for the Halloween holiday. “If you will be having visitors on Halloween night, it is important to prepare in order to prevent unnecessary homeowners claims,” says Ron DeFreitas owner/operator of Gulf Coast Educators Insurance. “We are providing this advice to homeowners and renters so that they can ensure that their kids and community have the safest holiday possible,” adds DeFreitas. Some of the tips featured in the holiday guide are:

1. Make sure your driveway is clear of debris. If you have an uneven spot in your driveway where the concrete has possibly lifted, put an orange cone in the spot to alert people of the problem.
2. Park your car(s) in your garage to avoid being scratched or having people lean against it
3. Don’t invite people into your home or your foyer – wandering eyes may see some valuable belongings you have, don’t open yourself up to a future break-in

Additional Halloween safety precautions are available on their niche website Property and Home Insurance Florida at http://www.propertyandhomeinsuranceflorida.com/halloween-safety-tips-avoid-homeowners-insurance-claim/. If homeowners are unaware of their current homeowners policy coverage, Gulf Coast Educators Insurance encourages them to call one of their insurance agents at any of their three Southwest Florida offices: Naples (239) 591-0963, Port Charlotte (941) 391-5423, and Fort Myers (239) 997-0420.

“As we get closer to the holidays we encourage homeowners to consider safety precautions they can easily take if they plan on entertaining. Simple things like keeping walkways clear, move extension cords so they don’t pose as a tripping hazard, clean your kitchen floors when food spills to make sure nobody slips and if you have any home improvement projects be sure to finish the project or clean up your project area as best you can prior to guests arriving so people are not tripping on tools and supplies. Halloween typically kicks off the holiday season with cooler weather, retail outlets start offering Thanksgiving and Christmas décor. Every year we process homeowner claims for incidents that could have been easily avoided. Usually its minor details that were overlooked that contributed to a slip and fall or an injury,” explains DeFreitas.

Gulf Coast Educators Insurance provides a variety of insurance products for educators and non-educators in the state of Florida. Their policies include homeowners insurance, property insurance, renters insurance, condominium insurance, flood insurance, auto insurance, life insurance, as well as financial services. Gulf Coast Educators Insurance also offers antique car insurance as well as coverage for motorcycles, golf carts and boats. With three convenient locations in Southwest Florida, residents can call for a free insurance quote or request one online at http://PropertyandHomeInsuranceFlorida.com