Stop Smoking, Save More Than Your Health Says FairInvestment.co.uk

Bristol, United Kingdom, March 13, 2008 --(PR.com)-- The health risks caused by smoking have long been known, but there are also noticeable financial dangers, warns Fairinvestment.co.uk.

At nearly £6.00 for a pack of twenty cigarettes, the average 20 a day smoker will spend over £2,000 a year on the detrimental habit. But this is not the only way smokers are losing out,

“Spending over £2,000 a year on cigarettes means that smokers have less money than non smokers, making them less likely to pay off their credit cards or mortgages as quickly as somebody who doesn’t smoke” says director of Fairinvestment.co.uk, James Caldwell.

In addition to having £2,000 less disposable income than non smokers, smokers are also paying much more when it comes to health and life insurance. The difference between monthly health insurance (http://www.fairinvestment.co.uk/health_insurance.aspx) and life insurance (http://www.fairinvestment.co.uk/life_insurance.aspx) premiums is often at least £10 more for smokers, which soon begins to add up over the months and years.

“One of the first questions you are asked if you want to take out health or life insurance is, do you smoke? Smoking is a major factor for this type of insurance because of the proven health risks it causes. Giving up smoking can save you much more than just your health, with at least £2,000 saved per year, quitting means you can pay off credit card and mortgage repayments faster and become much more financially savvy” Mr. Caldwell comments.

National No Smoking Day was on Wednesday March 12th, and offered the perfect opportunity to stop smoking and start benefiting from reduced health and life insurance rates amongst other things. Taxes on cigarettes are likely to remain high in this weeks Budget, meaning smokers will save even more if they stop now.

Mr. Caldwell continues, “No Smoking Day offers another goal date for smokers who want to quit. We all know the health benefits of quitting, such as reduced risks of developing serious illnesses, but smokers who manage to quit will also find themselves considerably better off financially.”

Smoking can even affect car insurance (http://www.fairinvestment.co.uk/car_insurance.aspx); smoking whilst driving is seen as a distraction and could cause you to pay less attention to the road, causing an accident and a subsequent rise in insurance premiums.

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Fair Investment Company
Rachael Stiles
01179335507
www.fairinvesment.co.uk
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