Veteran’s 34-Year-Old Software Quietly Wipes Out $114M in Debt
Veteran-built software ZilchWorks has helped over 16,000 people eliminate $114 million in debt without loans or gimmicks. Founded in 1990 by U.S. Marine Michael Riley, the software offers a simple, proven plan to pay off debt faster using the money people already have. As credit card debt hits record highs, ZilchWorks provides a powerful alternative to the minimum payment trap keeping Americans stuck. - July 28, 2025
Reducing Credit Card Debt to "Zilch"
ZilchWorks, a debt reduction software developer since 1990, has released an updated version of its rapid reduction program for paying off credit cards. The software called Zilch, quickly and easily organizes debts into a simple monthly payment plan which shows how to pay off debt months or years ahead of schedule. - March 11, 2023